The young people set to graduate this spring will soon be facing adult financial responsibilities, like earning paychecks, paying bills and managing their debts.
But many of these graduates already have advanced degrees from the School of Hard Knocks. Over the past four years, the Class of 2011 has lived through the nation's toughest economic period since the Great Depression of the 1930s.
Many students have watched their parents lose jobs — and even homes. Now it's time for this next generation to begin building a better financial foundation for themselves.